I keep reading about how Health Savings Accounts are going to solve health care so I did some (brief) studying. Basically, it's like an IRA. You put money in, before taxes and carry a high-deductible health insurance plan.
The problem is that most people don't save their money. This plan only works for diligent savers. As someone who is privy to people's finances, I can tell you that this would only work for a small percentage of the US population.
This plan would never work in a country where many folks have a negative net worth. You know exactly what I'm talking about.
Holmes
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